Buy Ute Accessories with Klarna Flexible Payment Options

UniUte now accepts Klarna — giving you flexible, interest-free payment options on the full range of ute accessories, 4x4 gear and fitout products. Whether you're picking up a tonneau cover, upgrading to an electric roller shutter or adding racks and drawer systems to your Toyota Hilux, Ford Ranger or Isuzu D-Max, Klarna gives you the flexibility to buy now and pay on your terms.

Klarna is available alongside Afterpay and Zip Money at checkout. For purchases over $2,000 — including ute canopies and full fitout packages — Zip Money offers the highest limits and longest terms.

How Klarna Works at UniUte

Klarna offers two flexible payment options at UniUte checkout:

Pay in 4

Split your order into 4 equal fortnightly payments. No interest, no fees when paid on time. Available on eligible orders — ideal for accessories under $2,000.

Add to cart — shop by make or browse all categories
Select Klarna at checkout — choose "Pay in 4" from the Klarna options
Get instant approval — Klarna's decision is automatic and immediate
Pay the first instalment — 25% due today, the remaining 3 payments taken automatically fortnightly
Receive your order — dispatched from our Moorabbin VIC warehouse Australia-wide

Pay in 30 Days

Try before you fully commit. Receive your accessories now and pay the full amount within 30 days — interest-free. Ideal if you want to confirm fitment before payment clears. Subject to approval and eligibility.

Klarna, Afterpay or Zip — Which Should I Use?

	Klarna	Afterpay	Zip Money
Best for	Flexible short-term payment	Simple 4-payment split	Large purchases — canopies, full builds
Options	Pay in 4 or Pay in 30 days	4 fortnightly payments	Monthly, up to 24 months
Order limit	Varies by account	~$2,000	Up to $50,000
Interest	None on Pay in 4 or 30-day	Never	0%* on orders over $1,000
Fees	None when paid on time	None when paid on time	Monthly account fee applies

Quick guide:

Accessories under $2,000 → Afterpay or Klarna
Want 30 days to pay in full → Klarna Pay in 30
Canopy, drawer system or full fitout → Zip Money

What Can I Buy with Klarna at UniUte?

Klarna is available on all products across our store. It works particularly well for:

Drawer Systems & Sliding Trays

Ute drawer systems and sliding trays — the ultimate tub organisation combo. Available with Klarna.

Tub Storage & Accessories

Tool boxes · hard lids · tub mats · tub liners · tailgate struts · central locking kits · side steps · fender flares · nudge bars · tow bars · winches · underbody protection · roof top tents. Browse everything →

Buying a canopy? Ute canopies start from $2,925. For purchases of this size, Zip Money offers higher limits and up to 24 months interest-free on approved orders.

Klarna Accessories — Shop by Your Ute

Ute Make	Shop with Klarna
Toyota Hilux	Shop Hilux accessories
Ford Ranger	Shop Ranger accessories
Isuzu D-Max	Shop D-Max accessories
Mitsubishi Triton	Shop Triton accessories
Mazda BT-50	Shop BT-50 accessories
BYD Shark 6	Shop Shark 6 accessories
Volkswagen Amarok	Shop Amarok accessories
Nissan Navara	Shop Navara accessories
GWM Cannon	Shop Cannon accessories
KIA Tasman	Shop Tasman accessories
LDV T60	Shop LDV T60 accessories
Holden Colorado	Shop Colorado accessories
SsangYong Musso	Shop Musso accessories
RAM 1500	Shop RAM 1500 accessories
Jeep Gladiator	Shop Gladiator accessories
Ford F-150	Shop F-150 accessories
Chevrolet Silverado	Shop Silverado accessories
Toyota Tundra	Shop Tundra accessories
Toyota Hiace	Shop Hiace accessories
GWM Cannon Alpha	Shop Cannon Alpha accessories
Mitsubishi Delica	Shop Delica accessories
Jeep Grand Cherokee	Shop Grand Cherokee accessories

Ready to Shop?

Browse all accessories with Klarna → Find accessories for your ute → Book a workshop fitting → Call us: 03 9939 5047

Klarna is a registered trademark of Klarna Bank AB. Credit and eligibility criteria apply. See klarna.com/au/legal for full terms and conditions. UniUte is not responsible for Klarna credit decisions.

Frequently Asked Questions About Klarna for Ute Accessories

What Klarna payment options are available at UniUte?

UniUte offers two Klarna options at checkout: Pay in 4 (four equal fortnightly payments, interest-free) and Pay in 30 Days (pay the full amount within 30 days, interest-free). Both are available on eligible orders subject to Klarna's approval criteria.

Is Klarna interest-free at UniUte?

Yes — both Klarna Pay in 4 and Pay in 30 Days are interest-free when payments are made on time. Late fees may apply for missed payments. See Klarna's terms and conditions for current fee details.

What is the Klarna limit for ute accessories?

Klarna's order limit varies by account and is determined automatically at checkout. For larger purchases like ute canopies and full fitout packages, we recommend Zip Money which offers limits up to $50,000.

Does Klarna work on all ute makes and models at UniUte?

Yes. Klarna is available on all products across all 22 makes we stock. Use the vehicle selector at the top of any page to filter accessories for your specific make, model and year — then choose Klarna at checkout.

Can I get Klarna purchases fitted at your Melbourne workshop?

Yes. Once your Klarna order is confirmed, contact us or call 03 9939 5047 to book a fitting at our Moorabbin workshop — 37A Capella Crescent, Moorabbin VIC 3189. Most roller shutter and tonneau cover fitments are completed same day.

Can I return a Klarna order?

Yes. Our standard return and refund policy applies to all Klarna orders. Once UniUte processes your return, Klarna will adjust your payment schedule or issue a refund to your account. Refer to Klarna's return policy for full details.

What if my Klarna application is declined?

If Klarna is unavailable for your order, you can pay with Afterpay, Zip Money, Visa, Mastercard, Amex, Apple Pay, Google Pay, PayPal or Shop Pay at checkout.

Do you ship Klarna orders Australia-wide?

Yes. All Klarna orders ship Australia-wide from our Moorabbin VIC warehouse. Metro delivery is typically 2–5 business days. Regional and rural areas may take 5–10 business days. View our shipping policy →

What if my Zip application is declined?

If Zip declines your application, you can complete your purchase using Afterpay, Klarna, Visa, Mastercard, Amex, Apple Pay, Google Pay, PayPal or Shop Pay at checkout.

Do you ship Zip orders Australia-wide?

Yes. All Zip orders ship Australia-wide from our Moorabbin VIC warehouse. Smaller items ship via Australia Post and StarTrack. Canopies and large items travel via freight carriers. Metro delivery typically takes 2–5 business days. Regional and rural areas may take 5–10 business days. View shipping policy →

What's the difference between Zip, Afterpay and Klarna?

All three are buy now pay later options at UniUte, but they suit different purchase sizes and repayment styles. Zip is best for large purchases like canopies and full fitouts — higher limits, longer terms. Afterpay is best for purchases under $2,000 with 4 simple fortnightly payments and no fees. Klarna offers flexible pay-in-4 or 30-day payment terms. All three are available at UniUte checkout.

Can I use Zip and Afterpay on the same order?

No — you can only select one payment method per order at checkout. If your order is over $2,000, select Zip. For orders under $2,000, both Afterpay and Zip are available — choose whichever suits your repayment preference.