Zip Money is UniUte's recommended payment option for larger purchases — giving you the buying power to get the full ute build you want today, and pay it off over time with interest-free terms on approved orders. Whether you're investing in a fibreglass canopy, a complete sliding tray and drawer system setup, or kitting out a fleet of utes for your business, Zip makes big purchases manageable.
With limits up to $50,000 and up to 24 months interest-free on approved orders over $1,000, Zip is the smart choice for ute canopies, electric roller shutters, drawer systems, sliding trays and full fitout packages. For smaller purchases under $2,000, Afterpay and Klarna are also available at checkout.
How Zip Works at UniUte
Getting started with Zip at UniUte is quick and straightforward:
- Shop your accessories — browse by make or shop by category and add items to your cart
- Select Zip at checkout — choose Zip Money from the payment options on the checkout page
- Apply in minutes — if you're a new Zip customer, complete a short application. Existing Zip customers simply log in and confirm
- Get approved instantly — Zip's decision is fast. Once approved, your credit limit is available immediately
- Pay over time — make monthly minimum repayments interest-free for up to 24 months on approved orders over $1,000. A monthly account fee applies
- Get your gear — we dispatch from our Moorabbin VIC warehouse Australia-wide, or book a fitting appointment at our Melbourne workshop
Zip vs Afterpay — Which Is Right for You?
| Zip Money | Afterpay | |
|---|---|---|
| Best for | Large purchases — canopies, full fitouts | Smaller accessories under $2,000 |
| Order limit | Up to $50,000 | ~$2,000 |
| Repayment | Monthly, up to 24 months interest-free* | 4 fortnightly payments |
| Interest | 0% on approved orders over $1,000* | Never any interest |
| Application | Short online form, instant decision | Instant, automatic approval |
| Account fee | Monthly fee applies | No fees when paid on time |
| Best products | Canopies, drawer systems, full builds | Shutters, covers, racks, accessories |
*Interest-free terms available on approved applications for orders over $1,000. A monthly Zip account fee applies. See Zip's current terms for full details.
Not sure which to use? If your cart is under $2,000, Afterpay is simpler and fee-free. If you're buying a canopy, a full fitout or multiple products in one order, Zip gives you the limit and flexibility to get it all done at once.
What Can I Buy with Zip at UniUte?
Zip is available on every product in our store with no hard upper limit on order value (subject to your approved Zip credit limit). It's particularly well suited to our higher-ticket products:
Ute Canopies
Our biggest category and the most popular use for Zip at UniUte. Choose from fibreglass canopies, aluminium canopies and steel canopies across all major makes. Colour-matched fibreglass canopies, trade-ready aluminium builds and heavy-duty steel options — all available with Zip. Professional fitting available at our Moorabbin workshop. Shop all canopies →
Electric Roller Shutters
Electric roller shutters are one of Australia's most popular ute upgrades — and Zip makes them even more accessible. One-button operation, weatherproof aluminium slats, keyless security. Manual roller shutters also available with Zip from $699. Shop all roller shutters →
Drawer Systems
Ute drawer systems transform your tub into a fully organised workstation. Ideal for tradies, emergency services and serious 4WDers. Paired with a sliding tray, a complete storage setup can easily exceed $2,000 — making Zip the ideal payment option. Shop drawer systems →
Sliding Trays
Ute sliding trays give you full load access without climbing in. Heavy-duty aluminium construction rated for serious work. Single and dual-slide options available for most makes. Shop sliding trays →
Tonneau Covers
From entry-level soft roll-up covers to premium quad-fold hard covers and hard rolling covers — the full tonneau range is available with Zip. Shop all tonneau covers →
Racks
Tub ladder racks and roof racks for tradies, builders, campers and overlanders. Mount ladders, rooftop tents, kayaks or toolboxes. Shop all racks →
Complete Ute Fitout Packages
Building out a whole ute? Zip lets you bundle your canopy, drawers, sliding tray, racks and accessories into one order and spread the cost over months. Contact our team to discuss a complete fitout package or visit our Moorabbin showroom to see everything in person.
Everything Else
Tool boxes · hard lids · tub mats · tub liners · tailgate struts · central locking kits · side steps · fender flares · nudge bars · tow bars · winches · underbody protection · roof top tents — all available with Zip. Browse everything →
Zip Accessories — Shop by Your Ute Make
Find Zip-eligible accessories guaranteed to fit your exact make and model:
| Ute Make | Shop with Zip |
|---|---|
| Toyota Hilux | Shop Hilux accessories |
| Ford Ranger | Shop Ranger accessories |
| Isuzu D-Max | Shop D-Max accessories |
| Mitsubishi Triton | Shop Triton accessories |
| Mazda BT-50 | Shop BT-50 accessories |
| BYD Shark 6 | Shop Shark 6 accessories |
| Volkswagen Amarok | Shop Amarok accessories |
| Nissan Navara | Shop Navara accessories |
| GWM Cannon | Shop Cannon accessories |
| KIA Tasman | Shop Tasman accessories |
| LDV T60 | Shop LDV T60 accessories |
| Holden Colorado | Shop Colorado accessories |
| SsangYong Musso | Shop Musso accessories |
| RAM 1500 | Shop RAM 1500 accessories |
| Jeep Gladiator | Shop Gladiator accessories |
| Ford F-150 | Shop F-150 accessories |
| Chevrolet Silverado | Shop Silverado accessories |
| Toyota Tundra | Shop Tundra accessories |
| Toyota Hiace | Shop Hiace accessories |
| GWM Cannon Alpha | Shop Cannon Alpha accessories |
| Mitsubishi Delica | Shop Delica accessories |
| Jeep Grand Cherokee | Shop Grand Cherokee accessories |
Why Buy Your Ute Build with Zip at UniUte?
The right tool for big ute builds Canopies, drawer systems and full fitout packages are significant investments. Zip gives you the credit limit to do it right the first time — rather than compromising on spec or buying piece by piece over months.
Australian owned, Moorabbin based UniUte is a proudly Australian business. We stock, supply and fit everything we sell from our Moorabbin VIC warehouse and workshop at 37A Capella Crescent, Moorabbin VIC 3189.
Professional fitting for Melbourne customers Bought a canopy or drawer system with Zip? Book a fitting appointment at our Moorabbin workshop. Most canopy and roller shutter fitments are completed same day. Call us on 03 9939 5047 to discuss your build.
Fleet and business purchases Zip is available to individual consumers. For fleet builds, ABN purchases or dealership fitouts, contact our fleet team directly — we offer volume pricing, dedicated account management and priority fitting for fleet operators across Australia.
Ships Australia-wide We dispatch all Zip orders from our VIC warehouse via Australia Post, StarTrack and freight carriers. Canopies and large items ship via freight. View our shipping policy for delivery timeframes to your state.
1-year warranty on everything Every UniUte product carries a 1-year warranty regardless of payment method. View our warranty terms →
Guaranteed fitment Every product listing shows exact compatible makes, models and year ranges. Use the vehicle selector at the top of any page to find accessories guaranteed to fit your specific ute variant and year.
Rated 4.8 stars by Aussie ute owners Read reviews from real customers across Australia — Hilux, Ranger, D-Max and Triton owners who've purchased, fitted and used UniUte products in the real world.
Ready to Build Your Ute?
Shop canopies with Zip → Shop all accessories with Zip → Find accessories for your ute → Book a workshop fitting → Call us: 03 9939 5047
Zip Money is issued by Zip Co Limited ABN 38 604 835 015 (Australian Credit Licence 441878). Credit criteria, fees, charges and terms and conditions apply. See zip.co/au/terms. UniUte is not responsible for Zip credit decisions or account terms.